Financing & Application

Financing Your New Home: Manufactured Home Specialist Lenders

Finding the right financing for a home in a land-lease community is a specialized process. Because you are purchasing the home and leasing the lot, you will typically look for a "Chattel" (Home-Only) Loan. The following lenders specialize in this type of financing and understand the unique requirements of communities like Red Oak MHP and South Point Village.

Top Manufactured Home Lenders

Park Residency Approval & Requirements

Important: Obtaining a loan is only one part of the process. All residents must be officially approved by the community management to reside in the park.

  • How to Apply: Please submit your residency application here.

  • Application Fee: A one-time, non-refundable fee is required at the time of application to cover the background and credit screening.

  • Community Standards: Approval is required prior to the finalization of any home sale or lease agreement.

  • 55+ Community: Applicants must meet the age-restricted residency requirements for these senior communities.

Contact for Community Questions:

Chris Akers

Property Manager for Red Oak MHP & South Point Village

937-879-0522

redoak301@gmail.com

redoakdevelopments.com

Disclaimer: This list is provided for informational purposes only. Red Oak MHP and South Point Village are not affiliated with these lenders and do not guarantee loan approval or specific terms.

We are an equal opportunity housing provider and fully comply with all applicable federal, state, and local fair housing laws, including the HOPA amendments of December 28, 1995. We do not discriminate on the basis of race, color, religion, sex, disability, familial status, or national origin.

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Have Questions? We’re Happy to Help.

If you’re interested in learning more about our community, availability, or application process, our team is here to assist.

Chris Akers, Property Manager